We buy damaged and uninsured homes

Tired of fighting your insurance company? Want to move on now? Why not cash settle your insurance claim and sell your property ‘as is where is’ (repair or rebuild). We can make you and offer before you have even settled with your insurer so you know what you are going to get. Contact us on the number below or use the form on the right hand side of your screen.

Call us today on

03 364 8119 | We’re available 24/7!
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For more Info or to get a FREE APPRAISAL (within 48 hours)

As Is, Where Is

Damaged Houses is in a prime position to take advantage of the As Is, Where Is portion of the real estate market. These houses, which are uninsurable and unmortgageable, according to insurance brokers and banks, are proving to be thorns in the sides of many homeowners looking for an escape to their property problems.


The 2010 Christchurch earthquakes have seen the term “As Is, Where Is” cemented in the real estate market, having brought about the exclusive situation of having homes damaged by the quakes that banks won’t loan against and insurers won’t touch.

These ‘discounted’ homes are sometimes heavily reduced in price, simply because when the owner wants to move on, they have usually been paid out their respective repair bills by the insurers, but they still have to attain the land value to break even or even make a profit on the property.

Ditch the stress & Let Us Handle it?

While As Is, Where Is houses have been damaged by the Christchurch earthquakes to varying extents, Damaged Houses will assess the property before making a reasonable offer to the owner. Some have sustained significant damage, while others are easily repairable.

No matter what condition your home, contact one of our assessors to see what we’ll give you for it. The amount might surprise you!

In some cases, an As Is, Where Is property is perfectly habitable with no obvious signs of damage, however, the insurance policy has been worded in a way that the property be returned to the same condition as it was before ‘such named’ events and that has proven unviable.

If you can’t afford to return your property to its former glory, Damaged Houses will gladly help you out of this financially stressful situation. We’ve helped plenty of owners in the Christchurch area already.

Simple Cash-in-Hand Process

Damaged Houses has built our business around acquiring more than 50 of these earthquake-damaged homes. We take your damaged residence off your hands and leave you with cash in hand. You don’t have to worry about any more repairs or bills. What could be simpler?

Contact one of our friendly, knowledgeable team members today and start searching for your new home.

Fast Contracts

We can complete the contract within the week with a settlement date to suit. Any condition, any location.

No Commission or fees

We work as a private buyer, which means that there is no commission or fees to be taken from the agreed settlement amount.

Move When You’re Ready

We are more than happy for you to stay in your property until you have found suitable and alternative accommodation. We’re here to help

Our Process

Make contact with the Damaged Homes Team

We Will visit your property to provide an independent evaluation

We make a formal offer on your property for you to consider

If the offer is accepted, the contract is completed and the deposit is paid

Funds are transferred and settlement is completed

Move on with your life and enjoy it in your new home!!

Refer a friend and receive


For a limited time, we are offering a $2k cash referral to anyone who refers a friend or family member with a damaged house (payable on the sale becoming unconditional).

Don’t delay, get in Contact with us now to find out more

**Person referring the property must contact us directly and must do so before we know about the property